• support@loandock.co.in
  • +91-9910930060

Key-Fact Statement

Key Fact Statement

Sr. No. Parameter Details (Illustrative Purposes Only)
(1) Loan Amount Total Amount Sanctioned
(2) Total Interest Charge Upto 1% Per Day
(3) Processing Fee Up-To 10% of Loan Amount
(4) Insurance Charges Not Applicable
(5) Foreclosure Charges Not Applicable
(6) Net Disbursed Amount (I)-(III)
(7) Total Payable I + II + III
(8) APR (Annual %) Up-To 365%
(9) Loan Tenure (Days) Up-To 45 Days
(10) Repayment Frequency Bullet
(11) Installments 1
📌 Details About Contingent Charges
(12) Penal Charges As-Per ROI
📌 Other Disclosures
(13) Cooling-off Period 3 Days
(14) Grievance Officer Divya Kalawat
📞 - 9910930060

Terms & Rates

How is APR determined?


Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means a high APR. But we offer a fixed APR structure which applies equally to all our customers.

Working of Our Rates & Fees


APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR represents the actual yearly cost of your loan, helping you compare multiple loan offers from different lenders. Our APR ranges Up-To 365%.

Loan Amount APR
Up-To
Tenure
(Up-To 45 Days)
Processing Fee
(Up-To 10%)
GST on Processing Fee Amount Disbursed EMI Frequency Total Repayment Amount Total Interest
₹50,000 365% 30 Days ₹5,000 18% ₹44100 Bullet ₹65,000 ₹15,000

Documents Required & Eligibility Criteria

Eligibility Criteria
  • 1
    Indian Resident
  • 2
    Salaried Employee
  • 3
    Age Required 21 - 58 Years of Age
  • 4
    Savings Bank Account Holder
  • 5
    Fair CIBIL Score
  • 6
    Valid KYC Documents
Documents Required
  • 1
    Completed personal loan application form
  • 2
    PAN Card
  • 3
    Aadhaar Card
  • 4
    Residence Proof (Passport, DL, Voter ID, Utility Bills)
  • 5
    Last 3 months' bank statements
  • 6
    Last 3 months' salary slips